The Merits of Purchasing with Andreas Schmalz
Expect The Best
Liberty Properties & Associates together with its partners provide the foundation for success. You’re not just working with one agent. From the mortgage lender, to the escrow officer, through the inspection process, and together with the cooperation of the best agents in the community, our experts bring to the table decades worth of experience.
When you select a REALTOR® you should expect the best. You expect a consultant who listens to your needs, and will represent your interests during the entire transaction. You expect a transaction that proceeds smoothly, and is free from surprises. Most of all, you expect the utmost in service and responsiveness from your agent. Given our winning combination of training, resources, attention to detail, and determination, you will not be disappointed!
When purchasing a home, you are faced with a multitude of decisions. The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you manage through the myriad of details involved in the actual purchase.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: To stop paying rent? To start building equity? To have a place of your own? To raise a family or retire? To entertain business associates? To move up to a bigger house or downsize? Next, list what kind of home you’d like and where you would like to be. Be specific. Separate the “must haves” from the “want to haves.”
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, assuming your purchase involves financing, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. I would be more than happy to refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his clients.
Locating The Right Home For You
Once you’ve been pre-qualified and know what price range you want to stay in, I can assist you in determining which properties fit your needs by using the (MLS®) Multiple Listing Service system to locate them. I have the best possible resources and information systems available today to help you locate the homes on the market that match your specifications. You can also search my listings here at my website.
Assisting You Every Step Of The Way
I will direct you to financing and inspection services, and to close on the transaction. My top priority is to make sure that your home buying experience is pleasant, economical, and successful.
LINKS FOR BUYERS
I’ve provided a link to the Liberty Properties & Associates headquarters website, links to several of our partners, as well as the ADRE Buyer Advisory. Please take some time to browse, and feel free to contact me any time with questions or suggestions.
Liberty Properties & Associates
The Way Real Estate Should Be…
ConsumerAffairs is a consumer news and advocacy organization
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Fairway Independent Mortgage Corporation – Cindy Petersen
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Old Republic Home Protection
Providing outstanding Home Warranty Service since 1974
Security Title Agency – Melissa Offenburger
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RESOURCES FOR CONSUMERS:
ADRE Buyer Advisory
A resource for real estate consumers provided by the Arizona Association of REALTORS®